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In a market shaped by rising construction costs, shifting interest rate expectations and evolving funding conditions, access to capital - and how it is structured - has become one of the defining factors in successful project delivery.
In this edition of PERSPECTIV, MOTIV Director Carly Cottam sits down with Dale Spark and Mark Trainer of Stac Capital to unpack the realities currently influencing development finance across Southeast Queensland and beyond.
The conversation explores how lenders are assessing projects today, the growing importance of builder capability, and why early alignment between finance, product strategy and sales performance is increasingly critical in bringing projects to market with confidence.
As interest rate movements continue to shape sentiment, understanding how capital partners are responding provides valuable insight for developers, advisors and buyers navigating an increasingly complex landscape.
Key Takeaways:
- Traditional banks are re-entering development lending with more competitive terms
- Increased capital from non-bank lenders is expanding funding option
- Builder strength and delivery capability are now central to lender assessment
- Funding structures are increasingly shaped by developer risk appetite
- Tight feasibilities continue to challenge affordable apartment delivery
- Interest rate uncertainty impacts confidence, though underlying demand remains strong
At MOTIV, finance strategy, product positioning and sales velocity are intrinsically linked - reinforcing the value of early collaboration between capital, development and marketing partners.
